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Habitat for Humanity of Burlington and Mercer Counties, Inc

Habitat for Humanity of Burlington and Mercer Counties, Inc
Habitat for Humanity of Burlington and Mercer Counties, Inc
530 Route 38 E
Maple Shade, NJ 08052 Get Directions

Hours of Operation

Monday - Friday - 8:30 AM to 4:30 PM
Saturday and Sunday - CLOSED

About Habitat for Humanity of Burlington and Mercer Counties, Inc

Our Mission

Putting faith into action, Habitat for Humanity of Burlington and Mercer Counties partners with families in need and volunteers to transform lives through decent and affordable housing.


To empower families by securing their own homes, transform neighborhoods, improve the quality of life within the communities we serve and positively affect the lives of partner families, volunteers and others that come into contact with Habitat. Habitat for Humanity of Burlington and Mercer Counties serves thousands of people each year with the opportunities to volunteer and give back to their community, as well as hundreds of individuals, and families who now have a decent place to call home. Over the past 30 years, HFHBMC has built more than 250 homes in the Burlington and Mercer counties.

Who We Serve

At Habitat, we build homes, communities, and hope.
Habitat does not give away houses. We partner with hard-working families who dream of homeownership and are willing to work for it. We offer affordable mortgages with little down payment required, and Habitat homeowners make monthly mortgage payments that don’t exceed 30% of their gross monthly income.

Habitat homeowners are determined to create a permanent solution to their housing struggles. Each Habitat partner family must complete 250 to 400 hours of “sweat equity” to build their home.

Our Homes

All Habitat homes are built following three principles:

  • Simple: Habitat homes are modestly-sized. They are large enough for the homeowner family’s needs, but small enough to keep construction and maintenance costs to a minimum.
  • Decent: Habitat for Humanity uses quality, locally-available building materials. Habitat house designs reflect the local climate and culture.
  • Affordable: The labor of volunteers and partner families, efficient building methods, modest house sizes, and no-profit loans make it affordable for all families to purchase Habitat houses.

In addition to new construction, we renovate and provide repairs for local homeowners in need.

Why Homeownership Matters

In addition to the financial advantages of owning a home, there are many social benefits of owning a home as well. Homeownership gives families stability, creates lower high school dropout rates, and of course gives the opportunity to create meaningful and lasting relationships.

Our Services

  • Homeownership: We bring the dream of owning a home to reality. Habitat BMC provides homeownership opportunities with an affordable, income-based mortgage.
    • The Homeownership Program is designed for low to moderate income families to purchase a home through 0% interest loans, with no down payment required. Habitat homeowners make monthly mortgage payments that don’t exceed 30% of their gross monthly income. Our families work hard to create a permanent solution to their housing struggles. Each Habitat partner family must complete 250 to 400 hours of “sweat equity” to build their home and the homes of other Habitat families, work in our ReStore, and attend 9 weeks of financial education classes.
    • What is sweat equity? Sweat equity is the non-monetary investment someone makes in the building process. It’s about doing the hard work to bring an idea to life. At Habitat for Humanity, that means you’ll likely spend some time helping build your home or another family’s home alongside volunteers and sponsors.
      • Sweat equity can take many forms for partner families working with Habitat:
        • construction work on the build site
        • volunteering in a Habitat ReStore
        • assisting in administrative duties
        • attending an event, and more.
    • This co-working approach informs Habitat’s emphasis on sweat equity: all of us work together so that homeowners can achieve the strength, stability, and independence they need to build a better life for themselves and for their families.
    • Why buy with Habitat? At Habitat for Humanity of Burlington and Mercer Counties, we know that home ownership plays a critical role in breaking the cycle of poverty. As a Habitat homeowner, you’ll not only buy a home, but you’ll gain the stability and security that comes with it and a strong foundation for generations to come.
      • income-based mortgage offers affordable monthly payments set at 30% of your household income.
      • Homebuyer education classes prepare you for the responsibilities of homeownership.
      • Post-purchase support provides maintenance advice, resources, and opportunities to connect with your community.\
      • We are a trusted partner. For over 30 years, Habitat BMC has helped more than 240 families buy an affordable home.
    • Not financially ready yet? You may be eligible for our Almost Home Program which offers a customized action plan to help you learn to manage your budget, pay off debt, understand credit, and save for your home purchase.
    • Qualifications:
      • To qualify for our Affordable Homeownership Program, applicants must meet three criteria:
        • Need for Housing
        • Ability to Pay
        • Willingness to Partner (sweat equity!)
  • Financial Education Classes: Household finances are a source of stress, no matter the size of your income or family, and we want to help alleviate any concerns or barriers on your path to homeownership.
    • Almost Home Program: Are your finances not quite ready for homeownership? We can help you get there. The Almost Home Program is designed to help families who are interested in our Affordable Homeownership Program, but may fall short of the credit or income eligibility requirements. This program will also help potential applicants who need further education on the home buying process.
      • The course offers the following components:
        • Financial Coaching
        • Financial Fitness
        • Building the Family Budget
        • Credit 101/10 Commandments of the Home Buying Process
        • Habitat Mortgage vs. Conventional Mortgage (overview of HFHBMC Affordable Homeownership Program)
        • Personal Development
        • Health is Wealth
      • In addition to the knowledge, financial confidence, and self-esteem that the participants will gain by attending, the time spent attending workshops will transfer into sweat equity hours if they are approved for the Affordable Homeownership Program.
    • Bank on Your Success: A three-part financial educational series hosted by BB&T Bank. Each part is designed help the attendee make secure financial decisions to successfully achieve their goals.
      • Banking basics: Learn the value of a checking account, use tools to help save money, and find out how to establish credit.
      • Family budgeting: Learn the five key steps to developing a solid family (or personal) budget.
      • Becoming a homeowner: Learn about the process of buying a home and how to prepare for homeownership.
      • Free Credit Seminars
      • Hosted by Clarifi help applicants learn about credit, how to maximize your credit, and understand your credit report.
    • Financial Fitness Day: An annual event for anyone who is looking to take control of their finances. Attendees receive services on the BB&T Bank Bus, including:
      • Credit report review
      • Strategies to pay off debt
      • Monthly budgeting tips
      • One-on-one counseling
      • Homeowners Insurance Workshop
      • Helps future homeowners learn how to read a homeowner’s insurance policy by learning the definitions of frequently used terms.
      • Attendees will also learn about the misconceptions of homeowners and flood insurance.
  • Neighborhood Revitalization: By providing affordable home repairs, our Neighborhood Revitalization Program preserves homeownership for low-income residents while addressing critical health and safety concerns.
    • Home Preservation: Revitalizing communities through improvements to exteriors of homes.
    • Critical Home Repairs: Keeping homes safe, warm, and dry.
    • Aging in Place: Helping homeowners age with dignity in the comfort of their own homes.
    • Requirements:
      • Must own your home and live in it as your primary residence
      • Must live in Atlantic, Burlington, Mercer, or Middlesex (Cranbury Township and Plainsboro Township) counties
      • Must be current on your mortgage, homeowner’s insurance, and property tax payments
      • Must be present during project completion
      • Must meet income eligibility requirements (see application for more information)
  • Veterans Build: Our Veterans Build initiative is designed to provide assistance to military and veteran families through our Affordable Homeownership and Repairs programs. We match active-duty military service members, veterans, and community organizations with military families to provide Habitat services for local veterans.
    • Building: Safe, decent, affordable housing is the centerpiece of Veterans Build. In many communities, we are expanding programs to maintain and preserve homes and make them more energy-efficient and affordable.
    • Employment: We value skill sets gained from military service. We recruit veterans to work at Habitat as employees, board members, extended volunteers, AmeriCorps members, interns, and fellows.
    • Volunteer engagement: We provide volunteer experiences that bring together veterans, military families, and their neighbors. These experiences help bridge the gap and ease the transition to civilian life with fulfilling community engagement.
    • Education: We offer financial education and financial literacy programs. Our programs support successful homeownership among veteran and military homeowners.

Habitat for Humanity ReStore Locations:

  • Habitat ReStore Maple Shade
    530 Route 38 E
    Maple Shade, NJ 08054
  • Habitat ReStore Hamilton
    2465 S. Broad Street
    Suite E2 Hamilton, NJ 08610
  • Habitat ReStore Egg Harbor Township
    6825 Tilton Road, Suite B1
    Egg Harbor Township, NJ 08234

Open Daily: 10am-6pm (general public)

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